Credit is subject to approval. Certain restrictions and conditions apply.
Check Current Personal Loan Rates*
The Personal Unsecured Installment Loan and the Personal Line of Credit are available in select states.[1]
Explore Personal Loans & Lines of Credit
Borrow money and pay it back through regular monthly payments.
Compare Personal Loan & Line Products
| Personal Installment Loan | Personal Line of Credit | |
|---|---|---|
| Loan Limit |
$1,000 - $35,000 |
$1,000 - $25,000 California maximum line amount: $5,000 |
| APR* | Fixed Rate | Variable Rate, based on Wall Street Journal Prime Rate |
| Access to Funds | One-time, lump sum | Continuous draw period |
| No Prepayment Penalty |
||
| Collateral Needed | None | None |
| Get Started | Start an Application Online Unsecured Personal Loans |
1-877-225-5762 Personal Line of Credit |
Credit Card Consolidation Loans
You could pay off high-interest debt & pay less, with manageable monthly payments.
Combine all your debt into one monthly payment with a loan that has a lower interest rate. No Collateral Required.[1]
Tools & Resources
Frequently Asked Questions & Answers
Interest paid on personal loans is not tax deductible. Consult a tax advisor regarding your specific situation.
After you apply, you’ll get a decision within a few days. If approved, you can go to a branch to sign your loan documents and immediately receive your funds. Allow additional time if you choose to request your loan documents by mail.
After you apply, you will get a decision within a few days. If your application is approved and you require no immediate funds, there is a 15 day hold on your line of credit until you are able to utilize your funds. If you select yes to immediate funds in your application, then closing in a local PNC branch is required and you will receive access to your funds on the day of closing.
Personal Loan Insights
Borrow
What Is a Personal Loan?
Considering a personal loan? Get the essential info on what it entails, the ease of application, and how it can help fulfill your financial goals.
6 min read
Borrow
Should I Use A Personal Loan To Pay Off My Credit Card Debt?
Personal loans can be a great way to eliminate high-interest credit card debt. But it’s crucial to know the pros and cons of a loan for this purpose.
4 min read
Borrow
Does a Personal Loan Make Sense for You?
Personal loans may offer advantages for the financially savvy. However, it’s important to weigh the pros and cons.
4 min read
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Loan proceeds from the Personal Installment Loan cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.
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The Personal Installment Loan product is only available in the following states: AL, AZ, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NM, OH, PA, SC, TX, VA, WI, and WV. Certain restrictions apply for NY, CT, and TN. Contact us at 1-877-CALL-PNC (1-877-225-5762) to confirm product availability in your state.
The Personal Line of Credit product is only available in the following states: AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MA, MD, MI, MO, NC, NJ, NM, OH, PA, SC, TX, VA, WI and WV. Certain restrictions apply for MA, NY, CT and TN. Contact us at 1-877-CALL-PNC (1-877-225-5762) to confirm product availability in your state.
*Check Personal Installment Loan and Personal Line of Credit Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.
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